4 Best Money-Making Apps of 2023

Apps provide many options for anyone seeking a convenient means of earning money. With a smartphone, you can sell your unwanted items, do surveys, work a side job, and much more.

The lowdown on four free money-making applications is provided here. Apps with a minimum of 25,000 reviews and four stars from Google Play and the iOS App Store were taken into consideration.
1. Ibotta
How it works: Ibotta lets you earn cash back on in-store and online purchases at over 2,000 supported retailers. Originally for groceries, it has expanded to include clothing, entertainment and eating out, pet supplies and other categories. Offers can be product or retailer-specific — and some will automatically be applied. For others, you’ll need to complete an additional task such as watching a video or taking a poll.

There are three possible ways to earn cash back in stores: Add offers and submit your receipt in the app after your shopping trip (you have 7 days to send in your receipt through the app), link your retailer loyalty accounts or purchase a retailer gift card through the Ibotta app. You may use the app or the Ibotta browser plugin on your PC to buy online.

Payment options include direct bank transfer, PayPal, and digital gift cards.

Advantages: Cash back on in-store purchases is awarded promptly, usually in less than a day. In addition, Ibotta provides a range of payment options, referral bonuses, and a welcome bonus for new customers.

Cons: Earning money might take a while. To redeem your rewards, you need to have at least $20 in cash back (some gift cards demand at least $25 in earnings). The waiting period for receiving cash back while purchasing online differs depending on the store. In addition, Ibotta levies an account maintenance fee for deleted or inactive accounts (no activity for six months).

2. Rakuten
The way it works: Rakuten, formerly known as Ebates, gives customers cash back when they make purchases from reputable stores, eateries, and food delivery services. Also, users may get cash back on gift cards, travel, and other purchases. It’s simple: Make an account, click on the store in the app that you wish to shop at, and complete the transaction via the portal. If you initially activate the offer using the app, you may also add a credit or debit card to your Rakuten account to get cash back in-store. After verifying the transaction with the shop, which Rakuten claims may take a few hours to several days, the money is credited back to your account.

Money is accepted via PayPal or “Big Fat Check.”
Advantages: You can get cash back on thousands of retailers and transactions, so you’ll probably discover discounts where you currently buy. A $10 welcome incentive is available to new users following their first eligible purchase. Bonuses for signing up and referring others are also available. By contributing a proportion of your cash back earnings to charitable partners, you may have an effect.

Cons: You have to spend money in order to gain money with most cash-back services. Additionally, you won’t receive your profits immediately; according to Rakuten’s payment schedule, payments are sent out every three months, and in order to receive payment, you must have at least a $5 cash-back balance. You have to keep in mind to start your purchase within the app first, unlike with other applications like Ibotta.

3. Swagbucks
How it operates: Swagbucks is a rewards and cash-back app. Through Swagbucks, you may earn points, or “SB,” by completing things like watching videos, playing games, answering surveys, buying online at over 1,500 partner stores, and more. These points may be exchanged for cash back into your PayPal account or gift cards. The total points given out for each assignment might change. For instance, the usual value of a survey is between 40 and 200 SB points. Depending on the payment type you select, there are gift cards with minimum balance requirements as low as 110 SB.

Pay with PayPal or an e-gift card. Additionally, you may use the new Cryptovoucher Gift Card options to exchange SB for Bitcoin.
Advantages: There is no waiting period to cash in and Swagbucks offers a variety of simple methods to earn rewards. After redemption, payments typically come within ten business days. When you sign up, you can also receive a $10 incentive after making a qualifying $25 purchase.

Cons: The payout is little; one SB is only worth a penny or so. Making a significant sum of money might need some time and effort because many chores are just worth cents. Furthermore, you won’t be eligible for every survey or assignment, but individuals who don’t qualify can still earn up to 5 SB per day. Consumers frequently complain about being removed from surveys midway through. According to Swagbucks, this may be caused by demographics or by dishonest or inconsistent responses.

4. Fiverr
How it works: Fiverr is a website where freelancers can find jobs in more than 200 areas, including video animation, and programming. First, register, after which you may designate your profile as a “seller” and emphasize your areas of expertise. Post the job you’re providing, with a description of your services and the cost. Prices start at $5 and go up to $995. Customers, or “buyers,” have the ability to browse and place orders. Pay will be given to you when the task is finished. Seller tiers are assigned by Fiverr according to performance. You will be able to sell more “extras,” like a quicker delivery time, as you advance through each tier.

Payment options include PayPal, direct bank transfer, or credit to a prepaid Fiverr Revenue Card. Different minimum withdrawal amounts apply.
Pros: Since buyers come to you, you don’t have to bother about finding them. Additionally, tips are available. Another selling point of Fiverr is its flexibility, which lets sellers do gigs on their own schedule or between 9 to 5.

Cons: Fiverr deducts 20% of your total profits from each gig, including tips. Additionally, withdrawal requests must be made 14 days after an order is completed; top-tier sellers must wait seven days for cash to settle.