How to Identify a Fake Credit Alert
Losing money to fraud hurts the typical Nigerian more than anything. When people lose their money due to fake bank notifications, it hurts differently. That shows that someone tricked them by taking advantage of their intelligence. It aches. Here are some things to keep in mind to prevent falling for false bank warnings.
What details are required by these fraudsters to send you a phony bank alert?
- Contact information
- Your customer number
Without the aforementioned details, it would be hard for them to send you fictitious communications, and it would also be difficult for you to find them once you realize what they’ve done.
The reason for this is that they have a particular SIM card for carrying out their evil. In order to give you credit or debit notifications, they determine the format that your bank employs and replicate it for you.
Apps that are common for bogus bank alerts
False bank warnings are not random events. The best applications in Nigeria for sending phony bank notifications are shown below.
Lofty SMS App Flash Fund App
Financial Joke Pro Millionaire For Android, there are fake alert creators and fake bank account pros.
How can you tell whether a bank alert is fake?
What are some red flags to look out for? You might want to look at this if you don’t think you need it. Victims are the only ones who genuinely understand how important it is to detect the warning signals because they have experienced it firsthand and know how terrible it can be to have money that they have “safely” stashed gone without a trace.
Although anybody might become a victim, there are several warning signs you should be aware of in order to avoid becoming one.
Look for spelling errors.
They will inquire about your account number, which is not inappropriate, as well as your phone number, which is wrong. That raises an alarm. Your phone number is not required for money transfers.
There won’t be any credit to your account balance. The actual bank alert will display your balance both before and after the warning.
Know exactly how much was there previously; if the quantity you have today corresponds to that amount, you are on the right route. If not, you could be about to fall victim to fraud.
If you received a message, glance at the email source and search for your bank’s official email address.
Verify the legitimacy.
Let’s look at how to spot a fraudulent bank alert transfer payment in more detail.
1. Examine your email.
Check your registered email with your bank, the one that is connected to your bank. If you don’t already have one, you may create one and link it to your account in order to help you dispel any questions you may have regarding the recent financial transaction.
Additionally, you may see your account balance and bank statement via this email.
Check your email source as soon as you receive the alleged bank notice.
2. The balance won’t be credited
You may check your account balance using your bank’s USSD code or a mobile banking app, as well as online banking or an ATM. Your account balance or statement will never display a false bank alert.
3. Verify the credit alert you received to see if your available bank information is there.
Suppose your account balance does not display along with the transfer payment made by your clients or purchasers. In that case, you may readily identify a fake bank alert since fraudulent bank notifications do not include your available balance.
4. Avoid clicking on links that ask for your bank account information or providing such information to a stranger over the phone, by email, or on an online platform. Be cautious and be safe.
